Fake or Fraudulent Check Scams
Name: Fraudulent Check Scams
Website: They can catch you on Craigslist and maybe other websites
Price: Loss of $200-$3000+ in Damages Reported
Owner: Reported in Nigeria, India, and USA
What Is A Fraudulent Check Scam?
One of the most popular scams going around recently involves scammers convincing victims to accept fake or fraudulent checks!
I have almost been a victim of this twice, but I never followed through. Below is what I experienced…
My Story With Fraudulent Check Scams
I was looking for a job online, and I started to look everywhere. I was filling out all kinds of information on different sites to try to find one. My first mistake was putting my resume on Craigslist.
I then received an email from a person who claimed to work for a company called Navient Solutions. As I began to talk to this person through Google Hangouts it became more and more suspicious. They took me through an interview on Hangouts and told me I would be making $35 an hour working from home! In my mind I was thinking, “If this is legit I do not want to pass up making that much money and working from home!”
After continuing to message each other they told me I had gotten the job. My first task was to purchase all of the things I would need to do the job, which consisted of a laptop, software, and other business items. I was told they were going to send me a check to purchase all of the items I would need to do the job.
During this time I was researching Navient Solutions to see if it was a REAL company, and it is! I even found the person I was talking to on Google Hangouts on LinkedIn, and it was a REAL profile of the woman I was supposedly talking to. However, they would not call me or talk to me on the phone, which I found EXTREMELY odd!
So I gave them my address to see if I was actually going to get this job, and I was sent a check for $2450.98 to purchase all of the equipment. I took the check to the bank to deposit it, and it was in my account the next day. It also came with a letter of what I was to do next.
That is when I when I got nervous. Who sends a person a check for $2450.98 they don’t even know!?! I had given them zero credibility, no background check, and I didn’t even talk to a REAL person. It was also a cashiers check from a golf club!
The person I was in contact with wanted me to send the money somewhere else to another company they supposedly worked with, so that they could get the equipment and send it to me. That is when I refused to do anything else until I knew for sure that the check wasn’t going to bounce.
When I told them that, they became very persistent with me. They called me a thief, and that is when I started calling them names. They became unprofessional and scared! A couple of days later the check bounced. I even called the Navient Solutions company, and they told me it was a scam they were trying to stop. So I gave them all the information I could.
If I would have sent that money somewhere else, then I would have LOST almost $2500! Do not fall for these fake and fraudulent checks!!
The Reality of Fraudulent Check Scams
discrepancies, and convince victim to send back the money through
My Advice on Fraudulent Check Scams
Never accept checks with amounts over the agreed upon price. Never agree to send money back. Ask the bank if the check has cleared before releasing the merchandise to the alleged buyer.
The theft risk is VERY high with these checks. If you have been affected, your identity is at risk. I recommend locking your identity from unauthorized changes using Lifelock.
This is a complete scam, and doesn’t compare to my #1 ranked business!
If you have had experience with this or would just like more information, please leave a comment below.